Chapter 13 Qualification

If you are above the median average household income and you have certain assets that you want to keep, a chapter 13 might be in your best interest. Also, there are certain types of debt that you can discharge in a chapter 13 that are not dischargeable in a Chapter 7. For example, court ordered payments to an ex-spouse that are not designated as support payments might be discharged in a Chapter 7, whereas they might be discharged in a Chapter 13.
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