Chapter 7 Qualification

If you are below the median average household income and you pass the means test, in most cases you will be eligible to file a chapter 7. However, there is also a substantial abuse factor that is considered when filing a chapter 7. If your present income after your expenses is so much that it appears a Chapter 7 was filed in bad faith, the trustee or a creditor may object to your chapter 7 plan.
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Mortgage paperwork mess: Next housing shock?

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